Shopping for the Best Mortgage
On a Home in Columbia SC

Because we have had experience with a wide variety of lenders through the years, we are happy to recommend lenders to you who have a history of giving to our clients excellent service and rates.

Of course, as it is true with everyone we refer you to, we take no commissions or referral fees from anyone. They only get referred because they have made our clients happy in the past.

However, If you prefer to be brave and venture into the wide open world of mortgages "all alone", there are some critically important steps you should take. We are happy to do most of this work for you. However, so you'll either know "what to do", or, "What we do FOR you", here is a good starting point.

Where to Begin Mortgage Shopping:

You should plan to contact several mortgage lenders, including the lender to whom you presently make your payments (if applicable), to discuss the mortgages they have available, their rates, closing costs, and other fees. A good place to start is in the real estate section of your local newspaper. You can also look for the names of lenders in the yellow pages of your phone book under "Mortgages", and of course, online searching is quick and easy. Mortgages are available from mortgage companies, savings and loan associations, banks, federal credit unions, and other financial institutions.

Because there are so many variables, you'll need a systematic approach. Click the link and we'll review a sample system you might want to follow.

Ask Hugh and Carol Ryall, Earth Available Realty, Inc., about shopping for the best mortgage in the Columbia SC area.

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